The use of leasing in Indonesia has been widely used by MSME entrepreneurs to help activate company operations. Leasing itself is a financing solution for the needs of business people. Leasing is a financing method where the financing company (lessor) purchases capital goods or assets to the user (lessee) with an installment financing scheme over a certain period of time. The lessee can use these assets to run his business during the lease period. For business people who are interested in utilizing leasing services, it is important to understand several important terms that are often used in this world.
The main terms in the world of leasing are lessee (lessee) and lessor (lessor). The lessee is the party who rents assets from a lessor. The lessee is also obliged to pay rental installments over a mutually agreed period of time. Meanwhile, the lessor is the party who owns the asset and rents it to the lessee. One of the financing companies that positions itself as a lessor is MNC Leasing which prioritizes being productive and innovative in financing.
Other terms in the world of leasing are:
1. Leasing Assets: Objects that are the object of rent in a leasing agreement. MNC Leasing's flagship product is its heavy equipment.
2. Down Payment: Initial fee paid by the lessee to the lessor as a token of payment and commitment to lease the asset.
3. Rental Installments: Representing compensation for the use of leasing assets, rental installments usually consist of loan principal and interest.
4. Lease Extension Option: A lessee who has borrowed an asset from the lessor can extend the asset lease term after the initial lease term ends.
5. Net Present Value (NPV): Used to evaluate the economic feasibility of a leasing transaction.
MNC Leasing with its reputation for fast, flexible and safe services, offers services with competitive interest rates for Together Building Indonesia.
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