PT MNC Guna Usaha Indonesia (MNC Leasing) targets credit financing of Rp1.1 trillion in 2018. Said MNC President Director Paulus Cholot Janala while attending the signing of a Memorandum of Understanding (MoU) with PT Gaya Makmur Tractors in Jakarta.
"Our target for this year is almost Rp1.1 trillion, and we believe this year with many strategic partners, and quite a lot of product lines and are quite acceptable in the market so we can get good business volume," Paulus told Okezone on Thursday (3/15/2018).
By carrying out the four axes of Corporate-level business capital financing, Paulus claimed, focusing on infrastructure, manufacturing, agriculture, and health or medical equipment industry.
"We focused on four business lines, infrastructure financing, manufacturing machinery, agriculture, and we start to enter medical equipment," Paulus explained.
Being asked about the level of bad credit, this number one person in MNC Leasing admitted that the debtor loan rate this year was 0.5%, and this condition was considered far from the set threshold of 2%.
"In the finance industry, the standard of bad credit can be above 2% or 3%. It means that with the condition of MNC Leasing which is only 0.5%, the quality of our debtors is quite good," Paulus explained.
To maintain the percentage of bad loans at 0.5%, continued Paulus, the parties will limit the strategic partner to maintain the consistency.
"We also don't want too many strategic partners to focus, so we focus on several partners. And until now, the partners we have collaborated with are also good, and their products are accepted in the market, so the combination of good customers and good partners makes we stay at 0.5% even though there are certainly problems but not high," Paulus concluded.
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